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EDUCATION LOAN PAR VYAJ SUBSIDY YOJANA BY GUJARAT GOVERNMENT.


EDUCATION LOAN PAR VYAJ SUBSIDY YOJANA BY GUJARAT GOVERNMENT. 

Countless words have been written about the importance of education.  Education is the only valuable asset that human beings can achieve.  Education is a very important tool for success in the contemporary world.  This is important because it is used to reduce most of the challenges in life.  The knowledge gained through education opens the door for better circumstances in career development.  Those who get a good education get a secure future, through education we can find many competitive jobs.

In the last decade and a half, Gujarat has made great strides in the industrial sector.  Many new industries are being set up with state and out-of-state investment.  In pursuit of this, the demand for students pursuing vocational courses in the last 12 years has increased in the state.  It is also necessary for the development of the state that maximum number of students get admission in various courses in the field of higher education after Std. 10 and 12 and register their contribution in the development of the state.  In that perspective, parents who have a limited parental income and such a limited income tend to be confused about sending their bright offspring to higher education, especially vocational courses.  In addition to tuition fees, purchase of equipment and books for students studying in higher education courses, it also costs a lot to stay and eat when they are away from home for study purposes.  Therefore, due to the limited income of their parents, such students, who are brilliant in studies, find it very difficult to pursue higher studies without paying financial assistance in maintenance expenses, so students have to take loans from banks for their studies.  

The state government had received various representations seeking financial assistance to shape the careers of bright and needy students seeking admission in higher education courses in the state.  Considering the representations received by the State Government, quality and income criteria have been taken into consideration to ensure that bright and needy students get equal opportunities in pursuing higher education.




The issue of providing financial assistance on equal basis to eligible students was under consideration of the Government.  People with a lack of an academic degree work limited to basic jobs in the service, manufacturing and construction industries.  While employees with high school education can get jobs with good benefits.  Some vocational education courses after Std 12 are very expensive, many jobs require a minimum diploma, but most good careers require some kind of higher education with some kind of knowledge and experience in a particular field.  So that a financially weak person cannot study further.  The Government of Gujarat has announced a scheme to provide 100% interest subsidy on education loans up to the moratorium period (duration of the course and one more year) to provide assistance to the economically weaker students.  Mukhyamantri Yuva Swavalamban Yojana has been implemented from the academic year 2015-16 with the objective of providing financial assistance as well as other facilities for the career development of bright and needy students studying in higher education of the state and seeking admission in courses.  

In addition to the Mukhyamantri Yuva Swavalamban Yojana by the Government of Gujarat, students from the State of Gujarat who are deprived of the scheme have taken loans in the sense that they can study in the universities of the country and abroad.  A scheme of 100% interest subsidy for moratorium period (course duration and one more year) on loan of Rs.  In the 2017-18 budget to provide interest subsidy for moratorium period (course duration and one year more) to students whose guardian's annual income is Rs.  Administrative permission has also been given to provide Rs. 500.00 (Rs. 500) lakh as a new matter.

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